Title:
THE EFFECT OF WAGES AND FINANCIAL BEHAVIOR ON THE FINANCIAL WELFARE OF LABOR-INTENSIVE WORKERS CASH MAINTENANCE OF ROADS AND BRIDGES MOJOKERTO REGENCY

Authors:
Yulia Ayuningtias Permana and Tri Kartika Pertiwi ,Indonesian

Abstract:
This study aims to determine the effect of wages and financial behavior of workers on the financial welfare of cash-intensive workers on road and bridge maintenance in Mojokerto Regency during the Covid-19 pandemic, where there is a high percentage of unemployment from the impact of Covid-19 in Mojokerto Regency. With the government's policy on cash labor-intensive programs to overcome the impact of this pandemic, where daily workers are paid once a week according to the district minimum wage, whether the wages can improve the welfare of workers and their families or from the workers themselves who do not manage their finances so that they are not prosperous. This research is quantitative research with data collection using a questionnaire. The population used is all workers daily cash labor-intensive program of maintenance of roads and bridges in Mojokerto as many as 90 people. This study used samples with the census method. Data processing techniques using partial least square analysis. The results of this study concluded that workers' wages have a significant positive effect on the level of the financial welfare of cashintensive workers and financial behavior has a significant positive effect on the level of the financial welfare of cash-intensive workers