Title:
THE ROLE OF FINANCIAL EDUCATION AND TRAINING IN AGRICULTURAL DEVELOPMENT IN NGOKETUNJIA

Authors:
Ibrahim Menkeh Muafueshiangha, Zambia

Abstract:
Financial Education and training has contributed enoumously in the development of many industries around the world. New technologies can not be used without propwerlily financing the education and training of the workforce. The rate at which technology is growing makes it neccessary for the development of agriculture in many countries. However the lack of financial education hinders the ability of farmers to evaluate financial inputs, adopt new technologies and obtainn relevant informations. This study investigates the role of financial education and training in agriculture development in Ngoketunjia. The study sampled 300 farmers and adopted a quantitative research methodology. Using structural equation modeling, the researcher produced meaning from the data collected. The path regression model showed a coefficient of 0.376 which means that for every unit change in farmers financial knowledge gained through education, there is a 0.376 unit change in agriculture productivity. Findings from the study showed that financial education and training has significant effect (positive or negative) on agricultreal productivity in Ngoketunjia. The study recommended that, the governement should encourage farmers to enrol in agriculture colleges to help them increase their financial knowledge in management their farms.