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74	EFFECTS OF ONCHOCERCIASIS ILLNESS ON EXPENDITURES OF RURAL HOUSEHOLDS IN NORTH-CENTRAL NIGERIA Ogebe, F. O ;Idoko, D.A and Adanu, D.O.	1-14	PDF
75	EFFECT OF COMPETENCE AND EMPLOYEE COMMITMENT TO EMPLOYEE PERFORMANCE: JOB SATISFACTION AS A MEDIATOR (STUDY ON WATERING OFFICE OF ACEH PROVINCE) Marhayani, Said Musnadi and Mahdani Ibrahim*	15-27	PDF
76	ROLE OF FINANCIAL INNOVATION IN INCREASING THE EFFICIENCY OF FINANCIAL PERFORMANCE OF BANKS (FIELD STUDY ON ANIMAL RESOURCE BANK) Dr. Abdelsalam Awad Khair Elseed and Dr. Suliman Musa Elzain , Sudan	28-51	PDF
77	FOREST CONSERVATION IN THE SOUTH WEST REGION OF CAMEROON: IN WHO’S INTEREST? Forbe Hodu Ngangnchi,Prof. Cornelius M. Lambi,Vukenkeng Andrew Wujung and Muafueshiangha Ibrahim Menkeh	52-63	PDF
78	CAN LIVED EXPERIENCE CONSTITUTE A RELIABLE SOURCE OF HISTORY? Kipouropoulou Georgia	64-68	PDF
79	MANAGEMENT OF ZAKAH, INFAQ AND SHADAQAH: CONTRIBUTION TO POVERTY ALLEVIATION Murni; Aliamin; and Heru Fahlevi ,Indonesia	69-82	PDF
80	THE INFLUENCE OF WORK ENVIRONMENT, ORGANIZATIONAL COMMUNICATION AND LEADERSHIP ON JOB SATISFACTION AND ITS IMPACT ON THE PERFORMANCE OF POLICE PERSONNEL AT REGENCY POLICE OF BIREUEN Budiono, Nasir and Saiful Bahri	83-93	PDF
81	LIBRARY AND EDUCATION: ANY RELATIONSHIP IN THE INTERNET AGE? Mr.Michael Jato , Dr. Samuel Oke Ogunniyi And Dr. Johnson Ayodeji Akerele	94-104	PDF
82	THE NEXUS BETWEEN ECONOMIC GROWTH, URBANIZATION AND HEALTH INDUSTRY IN BANGLADESH- AN EMPIRICAL APPROACH Saanjaana Rahman	105-123	PDF
83	DETERMINANTS OF BANKING EMPLOYEE TURNOVER INTENTION :A STUDY IN BIREUEN DISTRICT T. Roli Ilhamsyah Putra	124-132	PDF